Profile Full-stack software developer with 7+ years delivering secure, high-scale digital
banking products at BCEL, the largest commercial bank in Laos. Proven record of
shipping national-scale fintech infrastructure — from the country's first cardless ATM withdrawal to a 2,500-terminal Smart POS rollout and real-time customer support platforms reaching 2 million customers. Comfortable across the
stack (TypeScript, Java, Node.js, Svelte/Vue) and low-level payment protocols (ISO-8583, EMV, NDC).
Currently pursuing a Master of Information Technology (AI specialisation) at Macquarie University, Sydney. Key Skills - Languages
- TypeScript · Java · Kotlin · Python · JavaScript · SQL
- Frameworks
- Svelte · Vue · Node.js · Express.js · Spring · Capacitor · Tailwind CSS
- Database
- PostgreSQL · Oracle · MariaDB · Redis · AWS RDS
- Cloud & DevOps
- AWS · Docker · Jenkins (CI/CD) · Git · ELK Stack (observability)
- Payments
- ISO-8583 · NDC (ATM) · Card-network certification (Visa, Mastercard, Amex, etc.)
- Practices
- Full-stack web & mobile development · Real-time systems · Secure banking systems · Team leadership & mentoring
Professional Experience Software Developer · BCEL (Banque pour le Commerce Extérieur Lao) 2018 – 2025 · Vientiane, Laos Built and maintained core features of BCEL's mobile banking platforms serving 2M+
customers, owned backend development for secure online-banking services, and led a junior developer
team across delivery and maintenance projects. Flagship initiatives - OneCare — Real-Time Support Platform (2019–2020). Led a team to build a chat-based customer support system from scratch (customer app, agent
console and real-time backend), lifting daily inquiry throughput 430% (200 → 1,300) and reducing in-branch visits 30% while cutting
response times from hours to minutes. Technologies:Svelte · Vue · Node.js · WebSockets · Oracle · Redis
- Cardless Cash Withdrawal (2020–2021). Pioneered the first cardless ATM withdrawal in Laos, leading end-to-end
development of a secure, time-limited QR withdrawal feature and coordinating firmware rollout
across 1,000 ATMs nationwide — reaching 25% adoption within six months and eliminating 100% skimming fraud. Technologies:Java · NCR / NDC integration · QR technology
- Smart POS Modernisation (2023–2025). Led the technical build of an Android Smart POS platform, replacing 2,500 legacy terminals and certifying BCEL as a direct acquirer for Visa, Mastercard, Amex, UnionPay and JCB — enabling seamless card acceptance and QR payment acceptance while giving the bank full control of the merchant experience (digital receipts, sales analytics, OTA updates). Technologies:Svelte · Android · Capacitor SDK · Kotlin · Card Acquisition · ISO-8583 · EMV Protocol
- OneCampus — School Fee Payments (2021–2022). Designed and built a full-stack school-payment platform integrated with BCEL's mobile app,
replacing cash collection with instant in-app tuition payments and automated reconciliation —
now serving 1,000+ schools and accessible to 2M customers. Technologies:Vue · Express.js · Oracle on AWS RDS · Java · Jenkins (CD/CI)
Selected Project Restaurant Management System · Giant Crepe (freelance) 2025 - Built a full-stack mobile ordering and loyalty platform for a multi-location food-cart business,
featuring order-ahead pickup, an automated "Buy 10, Get 1 Free" loyalty tracker, a live kitchen
display and a cross-location sales dashboard. Pickup wait times fell 40% and kitchen order errors dropped 80%.
Published on Google Play. Technologies:Svelte · Capacitor · Android · Node.js · PostgreSQL
Education Master of Information Technology — AI Specialisation Feb 2026 – 2028 (expected) Macquarie University · Sydney, Australia Bachelor of Information Technology 2014 – 2018 Gujarat Technological University · Gujarat, India · CGPA 8.1 / 10 Work Rights Student Visa — full working rights during university breaks
(Dec 2026 – Feb 2027) and the university internship semester (Aug – Dec 2027);
48 hours per fortnight during semester. |